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Stock Purchase Program

Stock Purchase Program



DRIP Plan Prospectus

First Midwest Bancorp, Inc.
Dividend Reinvestment and Stock Purchase Plan

Common Stock, $0.01 par value

The Dividend Reinvestment and Stock Purchase Plan of First Midwest Bancorp, Inc. provides each holder of the Company’s $0.01 par value Common Stock, with a simple and convenient method of reinvesting cash dividends and making optional purchases, at the current market price, for additional shares of Common Stock, without incurring any trading fees or service charges.


Key Features of the Plan

WHO CAN PARTICIPATE
All registered shareholders of First Midwest Common Stock are eligible to participate in the Plan.

DIVIDEND REINVESTMENT
You can reinvest all or a portion of your dividends in additional shares of First Midwest Common Stock, or the Agent will remit any dividends to you either by check or by automatic deposit to a bank account you designate.

ADDITIONAL CASH INVESTMENTS
With optional purchase payments, you may invest a minimum of $100 per payment and up to a maximum of $5,000 per calendar quarter, whether or not your dividends are being reinvested. You may pay by check or have your payment automatically deducted from your bank account. Optional purchase payments will be invested once per month.

SHARE SAFEKEEPING
You can deposit your First Midwest Common Stock certificates with the Agent for safekeeping, at no cost to you. You can also request withdrawal of any or all of your whole shares of First Midwest Common Stock at any time and a certificate for those shares will be sent to you.

CONVENIENT SHARE SALES
You can sell all or a portion of your First Midwest shares held in your Plan account and pay fees lower than those typically charged by stockbrokers for small transactions.

FULL INVESTMENT
Full investment of your funds is possible because you will be credited with both whole shares and fractional shares. Dividends will be paid not only on whole shares but also proportionately on fractional shares.

NO FEES OR COMMISSIONS ON PURCHASES
You will not incur any trading fees or service charges when purchasing shares through the Plan.

PROTECTION OF YOUR INVESTMENT
Shares purchased for you under the Plan will be held for you by the Plan Agent, providing protection against loss, theft or destruction of stock certificates.

RECORD KEEPING SIMPLIFIED
You will receive a statement after each transaction showing the details and the share balance in your Plan account. The statement will include a convenient cash payment stub for future purchases. You will also receive year-end dividend income information for tax purposes.

VOTING PRIVLEGES
You will retain the right to vote all First Midwest shares purchased under the Plan

SIMPLE PROCEDURE FOR CHANGING YOUR PARTICIPATION
You can change your dividend reinvestment option at any time by simply logging on to the Agent’s website for shareholders, Investor Centre, at Investor Centre, by completing a revised Authorization Form and returning it to the Agent, or by submitting a written request to the Agent at the address listed below.

HOW TO PARTICPATE
You may join the Plan at any time by enrolling on-line through Investor Centre (as mentioned above) or by completing an Authorization Form and returning it to the Agent.

If you have any questions or would like additional Authorization Forms, please contact the Agent by any of the following methods:

Internet: Investor Centre at Investor Centre

Telephone toll-free: (888) 581-9376

Write:
Computershare
P.O. Box 505005
Louisville, KY 40233-5005


The above summary highlights the key features and advantages of the Plan and is qualified by the full Prospectus. Please read the Prospectus for complete Plan information.