DRIP Plan Prospectus
First Midwest Bancorp, Inc.
Dividend Reinvestment and Stock Purchase Plan
Common Stock, $0.01 par value
The Dividend Reinvestment and Stock Purchase Plan of First Midwest Bancorp, Inc.
provides each holder of the Company’s $0.01 par value Common Stock, with a simple
and convenient method of reinvesting cash dividends and making optional purchases,
at the current market price, for additional shares of Common Stock, without incurring
any trading fees or service charges.
Key Features of the Plan
WHO CAN PARTICIPATE
All registered shareholders of First Midwest Common Stock are eligible to participate
in the Plan.
DIVIDEND REINVESTMENT
You can reinvest all or a portion of your dividends in additional shares of First
Midwest Common Stock, or the Agent will remit any dividends to you either by check
or by automatic deposit to a bank account you designate.
ADDITIONAL CASH INVESTMENTS
With optional purchase payments, you may invest a minimum of $100 per payment and
up to a maximum of $5,000 per calendar quarter, whether or not your dividends are
being reinvested. You may pay by check or have your payment automatically deducted
from your bank account. Optional purchase payments will be invested once per month.
SHARE SAFEKEEPING
You can deposit your First Midwest Common Stock certificates with the Agent for
safekeeping, at no cost to you. You can also request withdrawal of any or all of
your whole shares of First Midwest Common Stock at any time and a certificate for
those shares will be sent to you.
CONVENIENT SHARE SALES
You can sell all or a portion of your First Midwest shares held in your Plan account
and pay fees lower than those typically charged by stockbrokers for small transactions.
FULL INVESTMENT
Full investment of your funds is possible because you will be credited with both
whole shares and fractional shares. Dividends will be paid not only on whole shares
but also proportionately on fractional shares.
NO FEES OR COMMISSIONS ON PURCHASES
You will not incur any trading fees or service charges when purchasing shares through
the Plan.
PROTECTION OF YOUR INVESTMENT
Shares purchased for you under the Plan will be held for you by the Plan Agent,
providing protection against loss, theft or destruction of stock certificates.
RECORD KEEPING SIMPLIFIED
You will receive a statement after each transaction showing the details and the
share balance in your Plan account. The statement will include a convenient cash
payment stub for future purchases. You will also receive year-end dividend income
information for tax purposes.
VOTING PRIVLEGES
You will retain the right to vote all First Midwest shares purchased under the Plan
SIMPLE PROCEDURE FOR CHANGING YOUR PARTICIPATION
You can change your dividend reinvestment option at any time by simply logging on
to the Agent’s website for shareholders, Investor Centre, at
Investor Centre,
by completing a revised Authorization Form and returning it to the Agent, or by
submitting a written request to the Agent at the address listed below.
HOW TO PARTICPATE
You may join the Plan at any time by enrolling on-line through Investor Centre
(as mentioned above) or by completing an Authorization Form and returning it to
the Agent.
If you have any questions or would like additional Authorization Forms, please contact
the Agent by any of the following methods:
Internet: Investor Centre at
Investor Centre
Telephone toll-free: (888) 581-9376
Write:
Computershare
P.O. Box 505005
Louisville, KY 40233-5005
The above summary highlights the key features and advantages of the Plan and is
qualified by the full Prospectus. Please read the Prospectus for complete
Plan information.